Nevada

The relevant statute is the Retail Installment Sales Act, Nev. Rev. Stat. §§97.015 et seq. ("NV-RISA").

A. Actions creditor may take:

(1) NV-RISA §97.265(6) - If buyer fails to provide insurance required by the contract or if the insurance so procured is canceled or expires, creditor may procure the insurance in such form as creditor may deem necessary and may add the cost to the unpaid total of payments.

(2) Nev. Rev. Stat. §686A.200(2)(b) (insurance, general provisions) - Creditor may furnish or renew required insurance and charge the account of buyer with the costs thereof, if buyer fails to deliver such insurance to creditor at least 15 days prior to expiration of the existing policy.

B. Notices required: No express statutory provision.

C. Charges permitted: No express statutory provision.

D. Finance charge allowed on creditor's payment: Yes. NV-RISA §97.265(6).

Click here to view relevant Nevada Code and Regulations.