Hawaii: Licensed financial services loan companies, under Haw. Rev. Stat. §§412:9-100 et seq. may charge only the fees and charges listed in Haw. Rev. Stat. § 412:9-304. Permitted fees include those fees, charges, and expenses reasonably related to the consumer loan transaction that are actually paid to third parties, no portion of which inures to the benefit of the financial services loan company. The statute does not expressly address insurance tracking fees.

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