Missouri: For licensees under the Missouri Residential Mortgage Brokers License Act, Mo. Rev. Stat. §§443.800 et seq., Mo. Rev. Stat. § 408.052 permits the lender to charge the borrower the amount of bona fide expenses paid by the lender to any other person or entity except to an officer, employee, or director of the lender or to any business in which any officer, employee or director of the lender owns any substantial interest for services actually performed in connection with a loan. The statute does not expressly address insurance tracking fees.

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