Oklahoma: For licensees under the Mortgage Banker Licensing Act, Okla. Stat. tit. 59 §§2081 through 2091, first mortgage loans with an interest rate of 13% or more are subject to the Uniform Consumer Credit Code, Okla. Stat. tit. 14A §§1-101 et seq. ("OK-UCCC"). The OK-UCCC does not expressly permit or prohibit flood tracking services. For all other first mortgage loans, there is no express statutory provision addressing permitted fees and charges.